It may not be polite to talk about money, but no-one said we shouldn't write about it. This accessible, humorous book is written to appeal to a broad spectrum of men irrespective of their age, lifestyle or level of financial awareness. This book is relevant to every man who earns, or simply spends, money. This book aims to change the way men think about money - forever. Money provides protection. If you fall upon hard times, the money you have saved will support you. Money also provides freedom - freedom to travel, to educate yourself, to look after your family and friends. Making the most of your money, like everything else in life, is a matter of habit and discipline. This book aims to get you into the habit and give you that discipline. No matter how much money you have, this book will help you substantially increase your disposable income while maintaining your lifestyle. Two of the main causes of stress in life are financial debt and lack of funds to do what you want in life. This book will reduce the stress in your life by first showing you how to save money in all areas of your life, so increasing your monthly disposable income, then advising you how best to apply this money to eliminate your debts. This book will encourage you to approach your finances as you would a fitness programme. All fitness programmes start with an understanding of current body condition followed by a period of adopting diet and exercise guidelines and monitoring progress. This book contains exercises to enable you to understand your current financial condition and to monitor it. The book then provides guidelines to employ in every area of your life to help you streamline your spending and maximise your savings. As with a fitness programme, the more closely you follow the guidelines, the more money you will save. A step-by-step real life case study is provided at the end of the book. This enables you to work through the financial exercises and see the money-saving tips in a real life situation. The case study demonstrates how to move from significant indebtedness to debt-free living in easy-to-follow steps. This book will be the best investment you make this year.